Because everyone deserves a helping hand

Why Use a Mortgage Broker?

Why Use a Mortgage Broker?

Brokers can save you time

The choices now available in the mortgage market can seem limitless and completely overwhelming. You can choose to research the subject, the lenders and their products yourself, or work with a finance broker who already has that knowledge. One lender’s product might seem right on the surface, but it may not be the best fit for you and you could waste weeks of your time ending up with an unsuitable loan.

Brokers can help find the right loan

The best deal is not necessarily the cheapest rate. HelpingHand Finance is not affiliated with any bank or lender, which means we’re not looking to find you a loan within the limits of one banking institution. Instead, we work hard to ensure to find the loan that suits your personal financial needs from the widest range of lenders. We examine your circumstances and future plans to recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth.

Brokers can help you avoid pitfalls

Many products seem to offer a great deal but they could have penalties, fees and charges you may not be aware of. Or, they may not offer the flexibility you require in the future. A finance broker can help you avoid taking out a loan you might later regret.

Brokers give you choice

All brokers have a panel of Lenders from which they recommend a loan. They have to become accredited with the lender to offer their product, and are required to keep up-to-date with their latest offers. And, my relationships with a wide range of lenders may mean I can negotiate you an even better deal.

Can’t I Just go to a Bank?​

Going to a bank to choose a mortgage is like going to one shop to buy clothes – you’re unlikely to find something that is the right fit for you. It’s important to shop around and understand what your options are.
As an independent mortgage broker, HelpingHand Finance has access to a wide range of borrowing options on the market, meaning we can provide expert recommendations personalised for you.